Terms & Conditions

Terms and Conditions, Disclaimer, Regulations, and Policies for the Forex Forest

1. Terms and Conditions and Disclaimer

1. The following terms and conditions outline the (i) "Terms and Conditions," (ii) "Disclaimer and Liability Limitation," (iii) "Privacy Policy," and (iv) "Personal Data Collection Statement" of algoforest.com and its related international websites (hereinafter referred to as the "Website"). By using this Website, you indicate your agreement to comply with the responsibilities set forth in these listed terms. The statements regarding personal data privacy and collection, as well as the privacy policy, are incorporated herein and form part of these Terms and Conditions. Please carefully review these terms, and if you continue to use this Website after any revisions to these terms, it signifies your acceptance of such revisions. The Website is the property of Algo Forest Sdn Bhd (hereinafter referred to as the "Company") and its licensors. These Terms and Conditions regarding the use of the Website are equally applicable to any subsidiaries, employees, agents, or individuals associated with the Website.
   
   
2. The Company reserves the right to modify these terms and conditions without prior notice, and no one may object to it. Please regularly visit this Website for the latest information.
   
   
3. Any content and information provided on this Website are for reference or personal opinion sharing purposes only and should not be construed as any form of offer, invitation, inducement, advice, suggestion, or persuasion. Investments involve risks, and you are responsible for assessing personal risk tolerance before making any investment decisions.
   
   
4. You acknowledge that the services provided are subject to copyright and other potential intellectual property protections.
   
   
   

2. Limitation of Liability

1. You acknowledge and agree that without the prior written consent or authorization from the Company, you shall not use, modify, reproduce, publish, adapt, post, or transmit any copyrighted materials, course content, videos, or other intellectual property belonging to the Website or the Company. You also understand that you will not publish any illegal, threatening, defamatory, privacy-invading, infringing upon rights, or offensive materials on the Company's course communication systems, video channels, or other media platforms. This includes materials that encourage criminal activities, give rise to civil liability, or violate any laws.
   
   
2. You understand that the services or products provided on this Website and by the Company are governed by applicable laws, regulations, and relevant terms and conditions of the Company in Hong Kong (hereinafter referred to as the "Applicable Laws"). You agree to comply with and be bound by all the responsibilities under the Applicable Laws. If there are any legal uncertainties, you may seek legal advice or consultation from third parties.
   
   
3. You have verified all personal information or supporting documents submitted to the Company, including registrations, applications, surveys, forms, and have confirmed that all information is accurate.
   
   
4. You agree that if you violate any terms and conditions of the Website or the services or products of the Company, resulting in any loss, claims, or additional costs and expenses incurred by the Company's employees, directors, agents, or clients, you shall bear all the expenses, and the Company reserves the right to pursue any legal remedies.
   
   
5. If you have any conflicts of interest with the Company during the period from the start of using the services or products until the end (including but not limited to the duration of online or offline courses until the completion of the course), such as independently teaching related courses outside of the Company's courses (IBNLT online or offline forex courses, fully automated trading courses, semi-automated trading courses, manual trading courses, etc.), the Company has the right to immediately terminate your membership in the Company's courses, as well as your access to the Company's trading programs, products, and other services, without further notice or refund.
   
   
6. You understand that the Company's courses may involve various types of learning exchanges or activities, and you may choose to purchase any necessary accident insurance for yourself or third parties according to your personal needs during the course. You shall bear all expenses incurred by any accidents caused by you to third parties.
   
   
   

3. Service Amendment

4. Disclaimer and Limitation of Liability

1. The website and communication channels of the Company provide general information about various types of services, products, and activities. The Company endeavors to ensure the accuracy of this information but makes no express or implied statements, representations, warranties, or guarantees regarding the accuracy and appropriateness of the information for any specific circumstances. Therefore, the Company hereby declares that it shall not be responsible for any inaccuracies, omissions, or typographical errors in any publications or information related to the services or products provided on the website, which may result in any direct or indirect losses or damages. The Company shall not provide any compensation (whether based on tort law, contract, or other provisions). You assume all risks and are responsible for evaluating the accuracy and completeness of the course information, statements, and content provided online and offline before making any decisions.
   
   
2. The Company reserves the right to reject your application to use its services or products, including membership authorization, without notice or providing any reasons, and shall not be liable for any consequences.
   
   
3. The trading software used during the course, provided by the Company (excluding permanent licenses), remains the property of the Company. The Company shall not be liable for any loss, damage, or injury suffered directly or indirectly by any other person due to any act, omission, or negligence.
   
   
4. In general, no adjustments or transfers to other classes will be accepted after your enrollment application. If you have any personal reasons to apply for a transfer, you must submit a written application or send an email at least 14 working days before the official start of the course. The Company will review the case and respond to the application by email. You must provide valid reasons and relevant supporting documents. If any false information or suspicion is discovered by the Company's staff, the application will not be approved without further notice.
   
   
5. In any circumstances where the Company's services or products cannot be used due to website or Company maintenance, severe weather conditions, accidents, illnesses, personal reasons, or other reasons, all fees paid will not be refunded. You will not be entitled to any refund or compensation and shall not raise any objections.
   
   
6. During offline course sessions, in the event of seasonal flu, epidemic outbreaks, or any large-scale contagious diseases in the society or region, the Company will take any necessary measures or decisions based on the guidance of the health authorities and the actual situation. The Company shall not be responsible for any consequences arising from the aforementioned situations.
   
   
7. You acknowledge that the Company has the right to immediately and permanently terminate your use of its services or products for any violation of any relevant terms and conditions (whether online, offline, verbal, or written).
   
   
   

5. Intellectual Property

6. Applicable Law and Jurisdiction

7. General Conditions

1. If any condition of these Terms and Conditions is determined to be illegal, invalid, or unenforceable for any reason by any court of competent jurisdiction, that condition shall be deemed separable and shall not affect the validity and enforceability of the remaining conditions.
   
   
2. The failure of our company to enforce any condition or exercise any right under these terms does not constitute a waiver of that condition or right. All waivers must be signed by our company in writing. Unless expressly stated otherwise in a written waiver, our company does not waive any acts that violate these Terms and Conditions or any rights under these terms.
   
   
3. All notices regarding these Terms and Conditions shall be provided in writing through postal mail or email. In these Terms and Conditions, unless the context requires otherwise:
   1. Headings are for convenience only and do not affect the interpretation of any condition.
   2. Words in the singular include the plural and vice versa.
   3. References to paragraphs refer to paragraphs in these Terms and Conditions.

Delivery Time:
All digital products are delivered within 3 to 5 working days upon successful payment.

Refund Policy for iPAY88 User

At Algo Forest, we are committed to delivering high-quality trading systems and educational courses. We understand that there may be situations where a refund is necessary, and our refund policy is designed to be clear and fair.

General Refund Policy

Non-Refundable Deposit
 
A non-refundable deposit of MYR 1,688 is required for the full course. This deposit is non-refundable under any circumstances.

Full Refund Before Product Activation

Customers are eligible for a full refund within 48 hours of payment, deducting the MYR 1,688 deposit and any applicable service charges (e.g., credit card processing fees), provided the product (e.g., Expert Advisor (EA) license) has not been started, used, or activated. Once the product/service is activated, no refunds will be issued.

Important Notes

• Refunds will be processed using the same payment method as the original transaction.
• Please allow 7-14 business days for the refund to appear in your account after approval.

If you have any questions regarding the above content, please contact our staff by email at info@forexforest.com

Forex Forest Hong Kong Financial Technology Education Center Address:
 Room 833, 8th Floor, Star House, 3 Salisbury Road, Tsim Sha Tsui, Kowloon, Hong Kong

Forex Forest Hong Kong Office Address:
 Room 816A, 8th Floor, Star House, 3 Salisbury Road, Tsim Sha Tsui, Kowloon, Hong Kong
 Phone: (852) 26820833

Forex Forest Singapore Office Address:
 #03-41, 6 Battery Road, Singapore 049909

Forex Forest England Office Address:
 SPACES Peter House, Oxford Street, Manchester, M1 5AN

Algo Forest Sdn Bhd Malaysia Office Address:
 Penthouse, Centrepoint South, Lingkaran Syed Putra, Mid Valley City, 59200 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
 Phone: (60) 321969570